Locker facility is available

Deposits


  • Term Deposits

  • Savings Banks Accounts

  • Current Accounts

  • Home Savings Accounts

  • Recurring Deposits

The interest rate for Term Deposit will be fixed by the registrar of co-operative societies

The prevailing rate of deposits as follows    

Period

Rate

15 - 45 Days

7.5%

46 - 90 Days

8%

91 - 179 Days

8.75%

180 – 364 Days

9.25%

1 year and above

10%

Senior citizen will get an additional .5%
Also your deposits should be guaranteed by the Kerala State Government by Co-operative Deposit Guarantee Scheme


Loans


Type of loan

Rate

Plan

Short Term Agricultural Loans

7%

12 Months

Medium Term Agricultural Loan

7%

60 Months

Own Fund Loan

15%

12 Months

Gold Loan up to Rs.2,00,00/-

13%

6 Months

Cash credit up to 5,00,000/-

14%

12 Months

The loanee is protected by kerala state co-operative risk up to Rs.1, 50,000/-


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